Skip to main content

About us

We combine personal service with clear, professional guidance to support you through each stage of the loan process.

Helping you secure the right home or business finance

Aqua Home Loans is a boutique mortgage and finance brokerage based in Peregian Beach on the Sunshine Coast, providing clear, practical lending solutions to owner-occupiers, investors and those building or refinancing. With access to more than 80 lenders across Australia, we compare competitive and flexible loan programs to match a range of borrower situations, and we manage the process from initial enquiry through to settlement with prompt communication and lender advocacy.

Clients dealing with Aqua Home Loans benefit from straightforward explanations of loan features, comparative options and an emphasis on transparency, reflecting the company name’s Latin root, Aqua. Our service covers Home loans, First home buyers, Refinance, Investing, Pre approval, Personal loans, Commercial loans, Construction loans, Business lending, Vehicle finance, SMSF finance and Asset finance, and we work with people in Peregian Beach, Noosa, Buderim and across Australia plus overseas. Responsive support, careful loan structuring and hands-on negotiation are central to how we operate.

Martyn Williams

CEO & Finance Broker

Phone: 0478 417 425
Email: m.williams@aquahomeloans.com.au

With more than two decades in mortgage and finance since 2004, Martyn brings MFAA accreditation, a Diploma in Finance and Mortgage Broking Management, Certificate IV in Finance and Mortgage Broking and a Bachelor of Science in Health Studies to his role. He combines formal credentials with active property and share investing to inform loan structuring and lender negotiation. Known for clear communication and a transparent, hands-on approach, Martyn prioritises proactive lender engagement and steady support through settlement, helping clients understand loan features and implications while managing complex transactions.

Arron Kennedy

Finance Broker

Phone: 0430 425 718
Email: a.kennedy@aquahomeloans.com.au

With a background in accounting since 2007, Arron brings measured financial judgement to his role. He began in public practice before moving into commercial finance with ASX-listed mining and transport firms, developing strengths in financial management and strategic planning. An MFAA accredited Finance Broker, Arron holds a Diploma in Finance and Mortgage Broking Management, a Graduate Diploma in Applied Finance and a Bachelor of Business, and is a Professional member of CPA Australia.

Our services

Our team of brokers is dedicated to supporting you from your initial inquiry all the way through to the finalisation of your loan. They will ensure you have a clear understanding at every stage, helping you secure a loan that perfectly aligns with your needs.

Home loans

The right loan structure can make a huge difference over the life of the mortgage. With access to a wide panel of lenders, we’ll help you compare and choose a home loan that suits your needs.

Learn more

First home buyers

Choosing a home is a crucial decision but securing the right mortgage is just as important. With access to over 80 lenders, our team can help you get a great deal or find the right lender for your first home.

Learn more

Refinance

As a mortgage broker, we offer clients competitive rates and access to a wide range of products on the market. You may be costing yourself thousands of dollars a year by not refinancing, so get in touch today.

Learn more

Investing

Many Australians are looking to get ahead by investing in real estate. With a range of products and lenders to choose from, now is an ideal time to strategically expand your investment property portfolio.

Learn more

Pre approval

Pre-approval helps you understand what you can borrow before you start making offers. We’ll guide you through the process, prepare your application and work with the lender to secure an approval.

Learn more

Personal loans

If you’re consolidating debt, covering a big expense, renovating or planning a major purchase, a personal loan can help you spread the cost into manageable repayments with a predictable schedule.

Learn more

Commercial loans

Commercial lending is rarely one-size-fits-all – the right option depends on your business structure, cash flow, financials and the specific asset you’re funding, so getting the loan set up properly is critical.

Learn more

Private and short term funding

Need fast, flexible finance for a property purchase or project? Aqua Home Loans offers private and short‑term funding solutions designed for situations where traditional lending doesn’t fit the timeline.

Lerarn more

Development loans

Planning a property development project? Aqua Home Loans can help you secure the right development finance to bring your plans to life.

Learn more

Business lending

Access to finance can help you manage cash flow, expand operations or take on new opportunities. We’ll assess your needs and recommend business lending options that align with the way your business operates.

Learn more

Vehicle & equipment finance

There is a common belief that vehicle & equipment loans are similar to home loans, just with a shorter loan term. However that couldn’t be further from the truth.

Learn more

SMSF finance

Buying property through a self-managed super fund involves strict rules and a specialised loan structure. We’ll work with you to explore SMSF lending options and help you understand the process.

Learn more

Common questions and answers

In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.

  • What does a broker do?

  • Do you charge fees for home or investment loans?

  • Is it more expensive to use a broker?

  • How much can I borrow?

  • Should I go for a fixed or variable rate?

  • Which lenders do you work with?

Contact

Want to find out more? Contact our expert mortgage broker support team.

About

Learn more about our history and success operating in the mortgage industry.

Mortgage broker services across The Sunshine Coast

Although we service clients Australia wide, we offer specialised support in areas across Sunshine Coast with lender access, home loan help and finance options tailored to our local community.

Peregian Beach
Noosa
Buderim